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Transitions define our lives: graduations, first jobs, families, retirement. Markets have transitions, too, moving back and forth between bull and bear. But as we prepare to navigate toward our future, we can be sure of one constant - the need to invest today to prepare for the future. After all, life doesn't wait while we make plans. Considere that within the next 10 years:

Approximately 40 million Americans will turn 18 and many of them may be off to college
Today, tuition, toom and board for a year in a public university costs an average of about $14,000, according to the College Board.

More than 10 million Americans will buy their first home
The median price of a house in America is $177,500 today.

More than 25 million Americans will turn 65
A 55-year-old who is paid monthly will receive only 120 more paychecks before age 65.

Contact us today and Frank Toman Insurance will help you navigate for the future by investing for the long term.