Homeowners > Flood

Can You Risk Living Without Flood Insurance?

Whether you live in a house, apartment or condominium, your valuable possessions should be protected. Without coverage, the time and cost it takes to recover your belongings can make a bad situation even more difficult. Even if you qualify for Federal Disaster Assistance, which may be offered after floods occur, it may not be enough to recover all of your property. And, while disaster home loans may be an option, you also risk having to pay them back—with interest—for an average of 18.5 years.

National Flood Insurance Program to the Rescue

Through the National Flood Insurance Program (NFIP), the federal government provides two types of flood insurance. Each policy is tailored to protect you and your home based on the flood zone where you live. We are an active participant in the NFIP. As your Insurance Agent, I’m here to offer you the knowledge and expertise necessary to determine your eligibility for Flood Insurance protection.

Why Choose Frank Toman Insurance?

What differentiates companies offering National Flood Insurance is the level of service provided by the agent and company throughout the policy period and during the settlement of a flood loss. By selecting National Flood Insurance coverage through a reliable company like Frank Toman Insurance, you’ll have peace of mind knowing you’ll receive a high level of customer service when you need it most.

Coverage Options

Being prepared for a flood is the best way to protect your home. Frank Toman Insurance offers two types of flood coverage options that are sponsored by the National Flood Insurance Program. Find out which coverage may apply to the area in which you live.

Rate Determination

When determining the flood rates, the Federal Government rewards the efforts of each community to reduce the risk of flood damage. Find out what your community should do to receive great incentives.